No kidding! My wife has taught me just now much cleaning needs to be done before the cleaning crew comes in. Not that *I* do it, understand, but now I know just how much needs to be done! (sorry, privileged white guy joke) Seriously, though, one of the best things about starting to make headway in your financial life is the ability to give up cleaning toilets. IMHO. The three services I love best in the world are my house cleaners, tax accountant, and therapist.